The Southeastern Technical Financial Aid Office recommends that students first apply for financial aid by filing the Free Application for Federal Student Aid (FAFSA) to be considered for any state or federal financial aid eligibility before considering loan options.
Southeastern Technical College does not participate in the Federal Stafford Student Loan program or the Federal Parent PLUS Loan program. Loans should be used as a last resort to pay for education. Students needing loans to finance their education must consider private loan options.
Private student loans are different from federal student loans in that they are not guaranteed by the federal government, require a credit check, and often require a co-signer. Terms and conditions vary significantly by lender. Carefully consider your needs, and then select a loan product that best meets your individual situation.
The following alphabetical list of private loan products is provided for you to explore, because they offer a variety of loan options with competitive interest rates. You, however, are free to borrow from any lender you choose, even if they are not listed here. Southeastern Technical College does not endorse or support any specific lender or student loan program/product.
Your lender will notify us of your credit approved application. After determining your actual eligibility, we will certify your loan. The process can take up to 5 – 6 weeks from the time you apply until receipt of funds.
If you choose a loan option that is not listed, please contact the lender directly to determine the application process.
Once the loan proceeds are received by STC they will be disbursed to your STC student account and your outstanding charges, if any, will automatically be deducted before the balance is sent out. Any remaining credit balances will be issued by check. No loan funds will be disbursed before the start of classes and refunds will be sent out according to the refund schedule issued by the Business Office each term.
- Paper checks must be signed by the student.
- Private loan funds cannot be used in the bookstore.